Sistem Informasi Kelayakan Pengajuan Kupedes untuk KUR Mikro (Studi Kasus : PT. Bank Rakyat Indonesia (Persero) Tbk Cabang Masohi Unit Binaya)

Abstract

PT. Bank Rakyat Indonesia Cabang Masohi Unit Binaya is a company engaged in banking. Distribute credit to the community is one of the activity that served in the Bank BRI Unit Binaya. The objectives of this research are to design and develop an information system to facilitate the bank in making a decision of determining the feasibility submission of kupedes for the KUR Micro. Analysis that be used is the analysis that used to determine the credit application can be processed or not. Whereas, the decision to received and refuse of the credit using credit calculation method by approach of RPC (Repayment Capacity). Repayment Capacity is an assessment of ability to pay back the credit. Result that want to be achieved is to help the bank to make an assessment, and management of credit application data.