Analisis Camel Di PD. BPR BKK Ungaran Periode 2007-2010

Abstract

The results of the performance of PD. BPR BKK Ungaran during a period of four years can be known through CAMEL ratio trend during the period 2007 to 2010 which showed that the ratio of CAR showed a trend of increasing with high scores. Then the ratio of KAP, PPAP and BOPO inclined downward trend in each period. While the ROA ratio, CR, and LDR tends to fluctuate. Trends in the ratio of the CAMEL can be used as a reference to improve or optimize performance by looking at trends in the ratio that existed previously to improve future performance. In the increasingly competitive world of currently expected to further increase a bank's performance strategies in order to better compete with other banking institutions to gain the trust of customers and the wider community. Confidence of customers and the public in the banks is a form of satisfaction that will bring positive impact on the reputation of the bank concerned.