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Please use this identifier to cite or link to this item: https://repository.uksw.edu/handle/123456789/5773
Title: Analisis Tingkat Literasi Keuangan dan Dampaknya Terhadap Keputusan Pinjaman Pribadi
Authors: Muat, Susnaningsih
Miftah, Desrir
Wulandari, Hesty
Keywords: literasi keuangan;personal loan;well educated people
Issue Date: 2014
Publisher: Fakultas Ekonomika dan Bisnis Universitas Kristen Satya Wacana
Abstract: The Central Bank of Indonesia has announced the amount of personal debtors for personal loan in Indonesia from 2010 to 2013 has increased to the level of 14% annually. One of influence faktors for this issue is the level of literasi keuangan of the debtors. Research on literasi keuangan became popular lately due to its connection with many other financial aspects, such as; financial decision in using credit card, buying financial assets, choosing investment projects, and many others. The purpose of this research is to figure out the level of literasi keuangan among well educated people and its impact to their personal loan decision. We sampling about 61 people as our respondents with minimum education level master degree. The reason for selecting respondent with these criteria based on assumption that they have better literasi keuangan concept. Data gathered through survey, sending in many social media and processed with quantitative descriptive to measure the level of their literasi keuangan combined with quantitative statistical processing to figure out the affect of literasi keuangan to the personal loan decision. As the result of this research, our respondent has more than average literasi keuangan and furthermore the literasi keuangan level influenced them in making personal loan decision
Description: 3rd Economics & Business Research Festival. Proceeding Seminar &Call For Papers : Business Dynamics Toward Competitive Economic Region Of Asean (Salatiga : 2014), p. 465 - 478
URI: http://repository.uksw.edu/handle/123456789/5773
ISBN: 978-979-3775-55-5
Appears in Collections:3rd Economics & Business Research Festival 2014 : Business Dynamics Toward Competitive Economic Region of ASEAN



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