Mitigasi Risiko Kredit : Studi Model-Model Sistem Pendukung Keputusan Permohonan Kredit Pada Koperasi Simpan Pinjam

Abstract

Credit union is a cooperative which in operational is highly risky to bad loan. This bad loan evidently hinders the development of cooperatives in Indonesia. Therefore, it is advisable for cooperatives to implement good risk management concept as a consequence of this risky business. Several studies have been conducted to develop debt mitigation system which can assist stakeholders in the decision to approve loan application. This research aims to assess the currently available models in order to provide better modelling recommendation to support managerial decision making.